Tax Debt Resolution Services
River City Tax Law handles ten distinct areas of federal tax controversy for Chattanooga and Tennessee Valley clients, from a first IRS notice through the final release of a lien or levy. Each service below has its own qualifying criteria and timeline.
Where to Start
Not sure which service fits your situation? Start with a free call, bring your most recent IRS notice, and the firm will point you to the right page below.
Offer in Compromise
Settle your balance for less than the full amount when your finances genuinely qualify.
Learn more →Installment Agreements
A structured monthly plan that stops enforced collection while it stays current.
Learn more →Penalty Abatement
Remove failure-to-file and failure-to-pay penalties through first-time or reasonable-cause relief.
Learn more →Currently Not Collectible
Pause collection entirely when paying would leave you unable to meet basic needs.
Learn more →Wage Garnishment Release
Stop a continuous levy on your paycheck as fast as the facts allow.
Learn more →Bank Levy Release
Act inside the 21-day holding window before frozen funds transfer to the IRS.
Learn more →Tax Lien Relief
Release, subordinate, or discharge a federal lien so a sale or refinance can close.
Learn more →Audit Defense
Direct representation through an IRS examination from the first notice to close-out.
Learn more →Payroll Tax Issues
Trust Fund Recovery Penalty defense for business owners behind on employment tax deposits.
Learn more →Criminal Tax Defense
Representation where a civil balance carries genuine exposure to a criminal referral.
Learn more →Matching Your Notice to the Right Service
The letter or notice you received usually points directly at the right starting service. A CP504 or Final Notice of Intent to Levy points toward wage garnishment or bank levy defense, depending on which account is at risk. A Notice of Federal Tax Lien filing points toward tax lien relief. A large balance with no realistic way to pay it off points toward either an offer in compromise or Currently Not Collectible status, and the firm compares both before recommending one. An audit notice points toward audit defense, and unpaid employment tax as a business owner points toward payroll tax representation before a Trust Fund Recovery Penalty interview is scheduled.
Firms serving Chattanooga and communities across Hamilton County, including Hixson, East Ridge, and Red Bank, see the same core set of problems repeat with local variations tied to seasonal trade work, manufacturing shift income, and small business payroll timing. The IRS's own overview of taxpayer options is a useful starting reference, but matching your specific notice to the specific service that resolves it is what the free consultation is for.
Not sure which service fits? Call and find out.
Bring your most recent notice. One call establishes what deadlines are running and which resolution options apply.